March 1, 2026
How to Replace Your Salary in Retirement (Without Selling Stocks)
Build an income floor that covers the bills before you touch the portfolio.
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Retirement income and private notes, in plain English
Articles on turning savings into monthly income, how private mortgage notes work, and the math behind each one.
January 17, 2026
Passive Income at 60: What Actually Works and What Doesn't
Which income sources take little ongoing work at 60, and which ones turn into a part-time job.
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November 8, 2025
Retirement Income Without the Stock Market: 5 Real Options
Five income sources that don't depend on what the market does this year, with the trade-offs of each.
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September 13, 2025
Using a Self-Directed IRA for Private Lending: How It Works
Lend from a retirement account and keep the interest tax-deferred, or tax-free in a Roth. The steps and the fees.
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July 19, 2025
What Are Private Mortgage Notes and How Do They Work?
A private mortgage note lets one person act as the bank on one house. The mechanics, in plain English.
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May 10, 2025
What Is Seller Financing and Who Funds It?
Seller financing turns a house sale into monthly payments. How it works, and the lender behind the deal.
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March 15, 2025
Sequence of Returns Risk: Why the Order of Your Returns Matters
A bad market year early in retirement can do permanent damage. Why the order of returns matters, with the math.
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