The Impact Lending Guide
How to Earn Passive Income and Help Families Become Homeowners
A simple guide that shows how private lenders earn steady, asset-backed income while helping local families buy affordable homes.
What You’ll Learn
Inside the Free Guide You’ll Discover:
☑️ How the Affordable Housing Gap Creates Opportunity — why banks skip smaller loans and how private lenders step in to help families buy homes.
☑️ How the Private Lending Model Works — the exact structure that allows you to earn income as the bank, not as the landlord.
☑️ A Real Life Example — a simple breakdown of a real affordable home financed through a private note.
☑️ Protections for Lenders — recorded liens, insurance, and title-company closings that keep everything secured.
With this guide, you’ll understand the entire model clearly.
The Win-Win Model
Many families want to become homeowners but can’t get approved for traditional financing, not because the homes are bad, but because banks simply don’t lend on lower-priced properties.
Private lenders help bridge this gap. Here’s what happens:
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A family buys an affordable home they can truly afford
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You earn steady, predictable monthly income
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Your loan is secured by the property with full documentation
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Everyone wins
You’re not just earning income, you’re creating real impact in the community.
How We Protect Lenders (Explained in the Guide)
Our guide explains the exact protections private lenders use:
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Recorded liens keep your loan secured
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Title-company closings handle all documentation and recording
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Property insurance protects the asset
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Clear, fixed payment schedules prevent surprises
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No tenants or rehab work. Your role is purely the lender
This is one of the cleanest, simplest ways to be involved in real estate.
About Earn With Homes
At Earn With Homes, we help families buy affordable homes while giving everyday investors a simple way to earn steady, asset-backed income.
We focus on reliable, secured notes backed by real property, not speculation.
Dan Wilson
Dan is a full-time real estate investor and former Air Force officer with 14 years of service. He owns 24+ rental properties, has completed more than 100 real estate transactions, and believes affordable housing and private lending are two of the most reliable paths to long-term wealth.