Our Guiding Purpose

At Earn With Homes, we’re dedicated to uplifting underserved neighborhoods by breathing new life into properties that have been neglected or abandoned. Whether it’s due to careless owners, absentee landlords, or tenants who’ve left homes in disrepair, we step in to rehabilitate these buildings and transform them into safe, quality housing. Seeing the immediate difference it makes in both the property and the community drives us to continue our work and celebrate every success story along the way.

Opening Doors to Affordable Housing

Inflation and soaring rent costs have created huge barriers for hardworking families trying to break free from the cycle of renting. Instead of constantly juggling rent increases, many of these families dream of owning a place they can truly call home. At Earn With Homes, we offer low down-payment opportunities and more flexible credit qualifications, helping people secure a fixed monthly payment that’s often lower than the market rent. This approach not only offers greater financial stability, but it also allows families to invest in their future through homeownership.

Revitalizing Neighborhoods

We’ve all come across those homes that drag a neighborhood down—overgrown lawns, broken windows, and signs of neglect. These properties can attract crime and negatively impact nearby housing values. That’s why we target and restore these houses, returning them to their former glory and placing dedicated owners who have a genuine stake in maintaining their home. This revitalization not only increases local property values but also fosters a sense of pride and safety for everyone in the area.

Committed to Long-Term Stability

Our commitment is to ensure that families can afford their monthly mortgage payment for years to come. By setting it at or below the typical rent in the area—and fixing the rate for the entire term of the loan—we create stability for both homeowners and the broader community. As more families enjoy a secure, affordable home, neighborhoods become healthier, cleaner, and more vibrant.

Real Stories, Real Results

We believe in showcasing the tangible difference homeownership can bring to individuals and communities. By tracking and sharing stories of families who’ve overcome financial hurdles and are now thriving in their own homes, we aim to inspire further participation and investment in our mission. Together, we can create a ripple effect of positive change—one home, one street, and one neighborhood at a time.

Jon Smith has built a reputation for his detail-oriented, analytical style of real estate investing, leveraging his natural talent for numbers to uncover profitable deals. He specializes in underwriting properties with a focus on long-term cash flow, ensuring every investment is set up to generate stable returns for years to come.

His achievements stem from meticulous research, prudent financial modeling, and a willingness to adapt quickly to market changes. Jon’s strong network of agents, contractors, and lending professionals helps him stay informed about shifting trends, allowing him to capitalize on emerging opportunities ahead of the competition.

Professionalism, integrity, and a commitment to transparent communication form the core of Jon’s business practices. These values have earned him trust and repeat partnerships from fellow investors, lenders, and tenants, enabling him to cultivate a solid foundation for ongoing growth.

Early Career in Hospitality

Prior to entering the real estate arena, Jon served as a successful regional manager for a prominent chain of high-end restaurants. Overseeing multiple locations honed his ability to interpret financial data, streamline operations, and fine-tune processes for maximum efficiency—skills that seamlessly transferred to evaluating and optimizing investment properties.

Four years ago, Jon decided to channel his passion for numbers and strategy into real estate. He began with creative financing deals, branching out into both long-term and short-term rentals as well as fix-and-flip projects. This multifaceted approach allowed him to gain valuable insights into diverse niches within the market.

Where He Is Now

Today, Jon owns 10 rental units and has been involved in more than 70 real estate transactions, underscoring his belief in real estate as a steady and reliable vehicle for wealth creation. By focusing on properties that are primed for future appreciation and positive cash flow, he continues to help investors optimize their returns while revitalizing local communities.

Whether he’s running the numbers on a promising deal or assisting others in navigating the path to financial independence, Jon remains committed to making every dollar count—an ethos that continues to guide his success in real estate.

Dan is known for a hands-on, thorough approach to real estate investment, characterized by an ability to identify promising opportunities in overlooked corners of the market. With a keen eye for undervalued properties in need of renovation, Dan has consistently turned neglected spaces into profitable assets.

This success is rooted in diligent market analysis, careful examination of financial data, and a deep understanding of demographic shifts that can impact property values. By nurturing robust relationships with agents, contractors, and financial professionals, Dan stays at the forefront of industry trends and is quick to capitalize on emerging opportunities.

Integrity, professionalism, and ethical conduct form the foundation of Dan’s work. These principles have led to enduring partnerships with lenders, tenants, and fellow investors, fostering mutual trust and repeat business.

Early Roots in Real Estate

Dan was introduced to real estate at a young age through hands-on experiences—building homes with his dad and helping his grandpa clean rental properties. This early exposure instilled a strong work ethic and a deep appreciation for providing high-quality living spaces.

In his early twenties, Dan purchased his first rental property while simultaneously serving in the Air Force for 14 years. Despite a demanding schedule, he continued to expand his real estate portfolio, driven by a passion for renovating properties and creating long-term financial security.

Where He Is Now

Three years ago, Dan transitioned to a full-time role in real estate. He is deeply involved in multiple sectors of the industry, including long-term and short-term rentals, creative financing, and fix-and-flips. Today, he owns and operates over 24 rental properties and has taken part in more than 100 real estate transactions—further validating his belief that real estate is a reliable, proven avenue for building wealth.

Motivated by a desire to revive underused properties and help others achieve financial freedom through real estate, Dan continues to grow his portfolio and foster collaborative relationships. He finds immense fulfillment in transforming neglected houses into welcoming homes and in advocating for real estate as a steadfast path to long-term prosperity.