The 5-year freedom blueprint

How Smart Investors Earn Steady Income Without Tenants or Toilets

This free guide shows how fully amortized, asset-backed real estate notes can generate predictable monthly income, without owning a single rental property.

What You’ll Learn

Inside the Free Guide You’ll Discover:

☑️ How the 5-Year Freedom Plan Works — a simple way to earn monthly income as the bank instead of the landlord.

☑️ Real Numbers Breakdown — how a $40,000 note grows to $53,447 over 5 years with predictable payments.

☑️ Why Smart Investors Prefer Notes Over Rentals — no repairs, no tenants, no management.

☑️ How Lenders Stay Protected — recorded liens, insurance, and title-company closings.

This guide gives you a simple, step-by-step explanation anyone can understand.

Why the Next 5 Years Matter

Many investors want consistent income, but rentals come with:

  • Repairs

  • Vacancies

  • Property managers

  • Unexpected expenses

The 5-Year Freedom Plan cuts out all of that.

Instead of owning property, you simply hold a secured note backed by real estate, and collect monthly payments until it’s fully paid off.

It’s clean.

It’s predictable.

And it works.

See the Simple 5-Year Math

Here’s an example you’ll see in the guide:

Loan Amount: $40,000
Term: 5 years
Structure: Fully amortized
Monthly Payment: $890.79
Total Paid: $53,447
Total Interest Earned: $13,447

This is the kind of steady, asset-backed income investors love, especially those looking for stability over speculation.

How Your Loan Is Protected

In the guide, you’ll see how private lenders are protected through:

  • Recorded lien on the property

  • Title-company closing for transparency

  • Insurance coverage with lender listed as loss payee

  • Fixed monthly payments (no surprises)

  • Real collateral behind every deal

This is a simple, secured approach to passive income.

About Earn With Homes

At Earn With Homes, we help everyday investors create predictable income through secured real estate notes, without the headaches of owning property.

 

Dan Wilson

Dan is a full-time real estate investor and former Air Force officer with 14 years of service. He owns 24+ rental properties, has completed more than 100 real estate transactions, and believes affordable housing and private lending are two of the most reliable paths to long-term wealth.

Already familiar with private lending and want to understand how our process works?